Priced Under 20k For Sale in Monticello, MN

104 Matching Vehicles Found

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CarFax Report
Clean CARFAX. Glacier Blue Metallic 2005 Buick LaCrosse CXL FWD 4-Speed Automatic with Overdrive 3.8L V6 SFI Serviced and Detailed to Precision, Chrome Appearance Package. The West Metro Volume Leader. 20/29 City/Highway MPG We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking.
 
CarFax Report
Clean CARFAX. Platinum Metallic 2008 Buick Lucerne CX FWD 4-Speed Automatic Electronic Enhanced 3.8L V6 SFI titanium Cloth. The West Metro Volume Leader. We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * If you're a current or former Buick large sedan lover, or have been away from roomy, comfy big American sedans for a while and would like a good reason to return, Lucerne is easily the best full-size Buick ever and one of the best full-size American cars of any brand. Source: KBB.com
 
CARFAX 1-Owner vehicle
Ming Blue Metallic 2009 Buick Lucerne CXL-3 FWD 4-Speed Automatic Electronic Enhanced 3.9L V6 SFI Flex Fuel One Owner, Serviced and Detailed to Precision, titanium Leather, Comfort & Convenience Package, Driver Confidence Package, Dual-Zone Automatic Climate Control, Front Intermittent RainSense Wipers, Preferred Equipment Group 3XL, Remote Vehicle Starter System, Side Blind Zone Alert, StabiliTrak Stability Control System w/Brake Assist, Theft-Deterrent System w/Content Theft Alarm, Trunk Cargo Convenience Net, Ultrasonic Rear Parking Assist, Universal Home Remote. The West Metro Volume Leader. 17/26 City/Highway MPG We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking.
 
CarFax Report
Clean CARFAX. Summit White 2009 GMC Yukon XL SLT2 4WD 6-Speed Automatic Electronic with Overdrive Vortec 5.3L V8 SFI Flex Fuel Serviced and Detailed to Precision, 4WD, 2 Front Frame-Mounted Recovery Hooks, 2nd Row Power Seat Release, ABS brakes, Alloy wheels, AM/FM Stereo w/CD/DVD/MP3/Navigation, Automatic Tri-Zone Air Conditioning, Body-Color Power-Adjustable Heated Outside Mirrors, Bose Premium Speaker Sound System Feature, Compass, Electronic Stability Control, Emergency communication system, Front dual zone A/C, Front Power Passenger Seat Adjuster, Front Rectangular Halogen Fog Lamps, Heated 2nd Row Seats, Heated door mirrors, Heated front seats, Heated rear seats, Illuminated entry, Inside Rear-View Auto-Dimming Mirror, Low tire pressure warning, Luggage Rack Center Rails, Navigation System, Power Adjustable Brake & Accelerator Pedals, Power Tilt-Sliding Sunroof, Premium Smooth Ride Suspension Package, Rear Audio System Controls, Rear-Seat DVD Entertainment System, Rear-View Camera System, Remote keyless entry, Remote Vehicle Starter System, SLT-2 Marketing Option Package, Sun, Entertainment & Destinations Package, Traction control, Ultrasonic Rear Parking Assist, Universal Home Remote, XM NavTraffic, XM Radio. The West Metro Volume Leader. Odometer is 9477 miles below market average! We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking.
 
CarFax Report
Clean CARFAX. Crystal Red Tint 2015 Buick Verano FWD 6-Speed Automatic Electronic with Overdrive ECOTEC 2.4L I4 SIDI DOHC VVT Serviced and Detailed to Precision, Preferred Equipment Group 1SD. The West Metro Volume Leader. Odometer is 8206 miles below market average! 21/32 City/Highway MPG Awards: * 2015 KBB.com 5-Year Cost to Own Awards * 2015 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * If luxury features like a quiet ride, a comfortable interior, and plenty of high-tech options are your thing, but you don't have a lot to spend, then this small Buick might just be what you're looking for. The available turbocharged engine adds a little spice without upsetting the luxury balance. Source: KBB.com * Comfortable and composed ride; quiet interior; strong and efficient turbocharged engine on Verano Turbo; competitive price. Source: Edmunds * The Buick Verano luxury sedan is as elegant as it is beautiful. Verano's signature black chrome waterfall grille and chrome accents, jewel-like projector beam headlamps, stunning 18-inch forged alloy wheels and sophisticated sculpting display Buick's impeccable sense of design. Inside the Verano luxury sedan you'll find everything has a purpose. From the premium materials to the right amount of trunk space, Buick's designers went out of their way to make Verano comfortable and purposeful. You will find premium craftsmanship and design everywhere you look along with exceptional seat comfort. When it comes to the driver, Verano makes you the center of attention, keeping you in control while putting you at ease. The Verano delivers a refined, responsive performance with a powerful 2.4L DOHC 4-cylinder engine, variable valve timing and E85 capability, while the Verano Turbo delivers impressive power with its 2.0L Ecotec 250hp 4-cylinder turbo engine and 0-60 mph in as little as 6.2 seconds. This luxury sedan is thoughtfully engineered to grip the road with full-function traction control and responsive maneuverability. The Verano luxury sedan is loaded with technology that helps you focus on the drive while staying connected. Take to the road and let the outside world slip away thanks to the advanced QuietTuning technology. Then personalize your drive with advanced connectivity technologies such as Buick IntelliLink and available GPS navigation system. Attention to detail is evident in the number of standard safety features in the Verano. Drive confidently knowing you are backed by 10 air bags, ABS, full-function Traction Control, 6 months of OnStar with Automatic Crash Response, and a comprehensive child seat LATCH system. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. dark sapphire blue metallic 2016 Buick Verano FWD 6-Speed Automatic Electronic with Overdrive ECOTEC 2.4L I4 SIDI DOHC VVT One Owner, Serviced and Detailed to Precision, Preferred Equipment Group 1SD. The West Metro Volume Leader. 21/32 City/Highway MPG Awards: * JD Power Dependability Study * 2016 KBB.com 5-Year Cost to Own Awards * 2016 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Comfortable and composed ride; quiet interior; strong and efficient turbocharged engine on Verano Turbo; competitive price. Source: Edmunds
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Ebony Twilight Metallic 2016 Buick Verano Sport Touring Group FWD 6-Speed Automatic Electronic with Overdrive ECOTEC 2.4L I4 SIDI DOHC VVT One Owner, Serviced and Detailed to Precision, Auto-Dimming Inside Rear-View Mirror, Driver & Front Passenger Heated Seats, Driver 8-Way Power Seat Adjuster, Electric Rack Mounted Power Steering, Front Halogen Fog Lamps, Outside Heated Power-Adjustable Mirrors, Preferred Equipment Group 1SH, Rear Spoiler, Ultrasonic Rear Parking Assist w/Audible Warning, Universal Home Remote. The West Metro Volume Leader. 21/32 City/Highway MPG Awards: * JD Power Dependability Study * 2016 KBB.com 5-Year Cost to Own Awards * 2016 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Comfortable and composed ride; quiet interior; strong and efficient turbocharged engine on Verano Turbo; competitive price. Source: Edmunds
 
CarFax Report
Red 1987 GMC V1500 4WD 5.7L V8 The West Metro Volume Leader. We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking.
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Berry Red Metallic 2016 Buick Encore FWD 6-Speed Automatic Electronic with Overdrive ECOTEC 1.4L I4 SMPI DOHC Turbocharged VVT One Owner, Serviced and Detailed to Precision, Preferred Equipment Group 1SB. The West Metro Volume Leader. 28/34 City/Highway MPG Awards: * 2016 IIHS Top Safety Pick with optional front crash prevention * 2016 IIHS Top Safety Pick * 2016 KBB.com 5-Year Cost to Own Awards * 2016 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Quiet interior; top crash scores; good fuel economy; long list of tech and safety features. Source: Edmunds
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Berry Red Metallic 2016 Buick Encore Sport Touring FWD 6-Speed Automatic Electronic with Overdrive 1.4L I4 Turbocharged One Owner, Serviced and Detailed to Precision, 120-Volt Power Outlet, Auto-Dimming Inside Rear-View Mirror, Body-Colored Door Handles, Dual-Zone Automatic Climate Control, Front Fog Lamps, Preferred Equipment Group 1SH, Rear Cross-Traffic Alert, Rear Spoiler, Remote Vehicle Starter System, Side Blind Zone Alert. The West Metro Volume Leader. 28/34 City/Highway MPG Awards: * 2016 IIHS Top Safety Pick * 2016 IIHS Top Safety Pick with optional front crash prevention * 2016 KBB.com 5-Year Cost to Own Awards * 2016 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Quiet interior; top crash scores; good fuel economy; long list of tech and safety features. Source: Edmunds
 
CarFax Report
Clean CARFAX. Graphite Gray Metallic 2016 Buick Encore AWD 6-Speed Automatic Electronic with Overdrive ECOTEC 1.4L I4 SMPI DOHC Turbocharged VVT One Owner, Serviced and Detailed to Precision, Preferred Equipment Group 1SB. The West Metro Volume Leader. Odometer is 730 miles below market average! 23/30 City/Highway MPG Awards: * 2016 IIHS Top Safety Pick with optional front crash prevention * 2016 IIHS Top Safety Pick * 2016 KBB.com 5-Year Cost to Own Awards * 2016 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Quiet interior; top crash scores; good fuel economy; long list of tech and safety features. Source: Edmunds
 
CarFax Report
Clean CARFAX. Iridium Metallic 2014 Buick Enclave Premium Group AWD 6-Speed Automatic 3.6L V6 SIDI DOHC VVT One Owner, Serviced and Detailed to Precision, AWD, 120-Volt 3-Prong Household-Style Power Outlet, 4500lb. Trailering Provision Package, 8-Way Power Driver Seat Adjuster, 8-Way Power Passenger Seat Adjuster, Articulating Headlights, Forward Collision Alert & Lane Departure Warning, Heated & Cooled Driver & Front Passenger Seats, Heavy-Duty Cooling System, Memory Settings, Navigation System, Power Tilt & Telescopic Steering Column, Power Tilt-Sliding Sunroof, Power-Folding Heated Body-Color Outside Mirrors, Preferred Equipment Group 1SN, Premium Package, Rear Seat Entertainment System, Side Blind Zone Alert w/Cross Traffic Alert, Trailer Hitch. The West Metro Volume Leader. Awards: * 2014 KBB.com 5-Year Cost to Own Awards * 2014 KBB.com 10 Best Luxury Cars Under $40,000 * 2014 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Here's your list: Seating for seven or eight, versatility to haul the extras, good fuel economy, refined road manners, quiet comfort, elegant style, luxurious interior, beneficial features and modern technology - for about $40,000. Head to the Buick dealer, check out the Enclave. Source: KBB.com * Smooth and quiet ride; luxurious cabin; generous cargo capacity; seating for up to eight; top safety scores. Source: Edmunds * One look at the 2014 Buick Enclave, and you will realize it is a sight to behold. Its prominently featured black chrome waterfall grille and LED-infused head and tail lamps showcase its modern design. Together they add up to an impressive look for Buick's flagship crossover. Rich interior colors, ambient blue lighting, tri-zone climate controls, three rows of first-class seating provide room for 8, and QuietTuning technology creates a more comfortable environment that makes your driving experience better than ever. Working effortlessly with the updated 6-speed transmission, Enclave's 288-hp 3.6L V6 engine gives a powerful performance through direct injection and Variable Valve Timing. Dual Flow Dampers in the suspension system minimize impact and help reduce noise and vibrations from every road surface. Together, these technologies deliver an unparalleled drive that's controlled, quiet and efficient. The available Intelligent AWD system in this luxury crossover is always one step ahead. Constantly monitoring the traction of all four wheels, it kicks in automatically in the toughest road conditions. When the road calls, answer hands-free. From IntelliLink voice-controlled connectivity, to Bluetooth to the built-in Color Touch Radio, the finest luxury crossover wouldn't be complete without the latest innovations. Also standard is ultrasonic rear park assist which will alert you when you're getting too close to an object or structure. The industry's first front center air bag is at the forefront of Enclave's safety innovations. Together with its already robust list of safety advancements, like available Side Blind Zone Alert with Cross Traffic Alert and standard StabiliTrak with Traction Control, the new Enclave keeps you and your passengers safe, comfortable, and ready for the road. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. White Pearl Metallic 2016 Buick Encore Leather AWD 6-Speed Automatic Electronic with Overdrive ECOTEC 1.4L I4 SMPI DOHC Turbocharged VVT Preferred Equipment Group 1SL. The West Metro Volume Leader. 23/30 City/Highway MPG Awards: * 2016 IIHS Top Safety Pick with optional front crash prevention * 2016 IIHS Top Safety Pick * 2016 KBB.com 5-Year Cost to Own Awards * 2016 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Quiet interior; top crash scores; good fuel economy; long list of tech and safety features. Source: Edmunds
 
CarFax Report
Clean CARFAX. Deep Espresso Brown Metallic 2015 Buick Encore Leather AWD 6-Speed Automatic Electronic with Overdrive ECOTEC 1.4L I4 SMPI DOHC Turbocharged VVT The West Metro Volume Leader. 23/30 City/Highway MPG Awards: * 2015 IIHS Top Safety Pick * 2015 KBB.com 5-Year Cost to Own Awards * 2015 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Small doesn't have to mean skimpy. The 2015 Buick Encore SUV may be compact, but its bold appearance, long list of luxury and electronic trappings and modern drivetrain make it an exceptionally good value. Source: KBB.com * Quiet interior; good fuel economy; long list of tech and safety features. Source: Edmunds * Introducing the Buick Encore, the luxury crossover with premium materials, ingenious design, flexible storage (up to 48.4 cu. ft.) and purposeful technology. It's like Buick knew exactly what you were missing in a crossover, and created the versatile Encore for you. It's sculpted, elegant, nimble, efficient and luxurious, all at the same time. Encore will turn heads with its chrome waterfall grille, chrome accents, portholes, and tri-shield emblem. Jewel-like translucent projector-beam headlamps contribute to the beautiful and elegant exterior. 18 inch chrome wheels optional and 18 inch aluminum wheels come standard. Your entertainment and navigation choices are simple, purposeful and empowering—the way personal luxury should be. The Buick IntelliLink system will leave you speechless—the instant you talk to it. It's a voice-activated, high-definition system that connects your smartphone, your Pandora and SiriusXM stations, and Stitcher SmartRadio, all through one 7-inch full-color screen. Now available is the OnStar 4G LTE connection which can turn the Encore into a WiFi hotspot. At the heart of Encore's power is a 1.4L ECOTEC 138hp turbocharged engine with variable valve timing. For even more peace of mind, the all-wheel drive option seamlessly shifts power to Encore's rear wheels when more is required for better traction and handling. Designing a luxury crossover with you in mind means that Buick started with safety, and Encore takes safety to a whole new level with 10 air bags standard and available features such as Forward Collision Alert, Lane Departure Warning and all-wheel drive. These technologies combined with great Buick standards like StabiliTrak and OnStar, give Encore a comprehensive safety story. Source: The Manufacturer Summary
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Berry Red Metallic 2017 Buick Encore Preferred II AWD 6-Speed Automatic Electronic with Overdrive ECOTEC 1.4L I4 SMPI DOHC Turbocharged VVT One Owner, Serviced and Detailed to Precision, 120-Volt Power Outlet, Front Fog Lamps, Preferred Equipment Group 1SD, Rear Cross-Traffic Alert, Remote Vehicle Starter System, Side Blind Zone Alert. The West Metro Volume Leader. 24/30 City/Highway MPG Awards: * 2017 KBB.com 5-Year Cost to Own Awards * 2017 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Quiet interior on the highway; excellent crash-test scores; small engines deliver solid fuel economy; long list of tech and safety features. Source: Edmunds
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. black carbon metallic 2018 Buick Encore Preferred FWD 6-Speed Automatic Electronic with Overdrive ECOTEC 1.4L I4 SMPI DOHC Turbocharged VVT One Owner, Serviced and Detailed to Precision, Preferred Equipment Group 1SB. The West Metro Volume Leader. Recent Arrival! Odometer is 5335 miles below market average! 25/33 City/Highway MPG We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking.
 
CarFax Report
Clean CARFAX. Graphite Gray Metallic 2017 GMC Terrain SLE-1 AWD 6-Speed Automatic 2.4L 4-Cylinder SIDI DOHC VVT One Owner, Serviced and Detailed to Precision, Terrain SLE-1, AWD, Preferred Equipment Group 3SA, Single-Zone Manual Front Climate Control. The West Metro Volume Leader. Recent Arrival! Odometer is 852 miles below market average! 20/28 City/Highway MPG Awards: * JD Power Initial Quality Study * 2017 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Spacious backseat that slides and reclines for added comfort; optional V6 engine makes this crossover faster than most competitors; interior stays quiet at highway speeds; supple suspension soaks up impacts on rough roads. Source: Edmunds
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. bronze alloy metallic 2017 Buick Envision Essence AWD 6-Speed Automatic 2.5L 4-Cylinder DGI DOHC VVT One Owner, Serviced and Detailed to Precision, Envision Essence, All-Weather Cargo Mat (LPO), All-Weather Floor Mats, Buick Interior Protection Package (LPO), Preferred Equipment Group 1SL. The West Metro Volume Leader. 21/28 City/Highway MPG Awards: * 2017 IIHS Top Safety Pick+ with optional front crash prevention and specific headlights * 2017 IIHS Top Safety Pick+ with optional front crash prevention * 2017 KBB.com Brand Image Awards We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * Manageable size makes it easy to drive and maneuver; the cabin is as quiet inside as premium luxury SUVs; you get a lot of features for the money. Source: Edmunds
 
CARFAX 1-Owner vehicle
CARFAX One-Owner. Clean CARFAX. Steel Gray Metallic 2013 GMC Sierra 1500 SLT 4WD 6-Speed Automatic Vortec 5.3L V8 SFI VVT Flex Fuel One Owner, Serviced and Detailed to Precision, Sierra 1500 SLT, 6-Speed Automatic, 4WD, ebony Leather, EZ-Lift Tailgate, Heavy Duty Cooling Package, Heavy-Duty Air-to-Oil External Engine Oil Cooler, Heavy-Duty Auxiliary External Transmission Oil Cooler, Heavy-Duty Handling/Trailering Suspension Package, Heavy-Duty Rear Automatic Locking Differential, Heavy-Duty Trailering Package, Locking Tailgate, Off-Road Suspension Package, Power Sunroof, Power-Adjustable Pedals For Accelerator & Brake, Rear Wheelhouse Liner, Skid Plate Package, SLT Convenience Package, Universal Home Remote. The West Metro Volume Leader. Awards: * JD Power Initial Quality Study We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking. Reviews: * If your towing needs run in the 7,000-10,000 pound range, a compact pickup isn't going to cut it; the full-size 2013 GMC Sierra, on the other hand, will. Models range from a basic Work Truck to the frugal 23-mpg Sierra Hybrid to the luxurious Denali. Source: KBB.com * Smooth, quiet ride; comfortable seats; powerful V8 options. Source: Edmunds
 
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CARFAX 1-Owner vehicle
CARFAX One-Owner. Ebony Twilight Metallic 2019 Buick Enclave Avenir AWD 9-Speed Automatic 3.6L V6 SIDI VVT AWD. The West Metro Volume Leader. We are a local family owned dealership and pride ourselves on small community feel, making your vehicle buying experience as casual, fun and effortless as possible. Our online reputation speaks volumes of who we are. Thanks for looking.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

Used vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 763-219-8648 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 60 month term, 3.9% interest and 20% downpayment.

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Disclaimer:

Used vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at 763-219-8648 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 60 month term, 3.9% interest and 20% downpayment.